Insurance and Sliding Scales

Trinity Wellness was founded with the belief that counseling and wellness should be accessible to everyone regardless of their ability to pay. We also believe that the ethics and bureaucracy of the insurance business is a business model that does NOT align with our values.  While some of our clinicians may accept insurance at this time or in the future, we will always offer a sliding scale.

The 2026 session fee for a 50-minute session is $150 and an 80-minute session is $200. Your clinician may have different rates and reduced-fee spots available. Please discuss your income and financial situation with your counselor to see if you qualify. Do not let finances stop your healing journey; talk to us! We are humans (great ones), not a computer or large company.

If we accept insurance, we have to provide a diagnosis which is not always relevant to your treatment. The insurance company will also decide HOW you work with your clinician and they might also limit the number of sessions they will pay for. Insurance companies might also ask for records of our sessions which we believe is a violation of your privacy. Once your mental health status and treatment is documented with an insurance company, it becomes a part of your permanent health record which could be used against you in the future. Furthermore, insurance companies profit billions of dollars per year, yet deny policyholders coverage and treatment.

In the future, Trinity Wellness will have a non-profit option which will allow clients to apply for a grant-funded, low-cost session fee.

Oftentimes, we have a graduate intern available to see clients at a reduced rate.

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​ANTI-AI POLICY

Using artificial intelligence (AI) as a substitute for therapy carries severe psychological, ethical, and privacy risks, and AI cannot safely replace a licensed mental health professional. There are many risks with using AI including validating maladaptive thoughts, cognitive distortions, and avoidant behaviors rather than challenging them, AI cannot read nuance or non-verbal cues, nor can it understand your lived experiences, and it lacks genuine empathy and clinical judgment. While humans are imperfect, licensed therapists are trained on how to work with fellow humans and support their needs. Not only does this practice not use AI in our notetaking, software/record keeping, or recording, we do not allow clients to use AI during sessions, and strongly discourage using AI for support in-between sessions. Clients found to be using AI or otherwise recording sessions will be terminated immediately!

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2022 No Surprises Act/Good Faith Estimate

Under the Federal No Surprises Act (effective January 1, 2022), upon your request, you have the right to receive a “Good Faith Estimate (GFE)” explaining how much your medical care will cost. Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services. This law is in conflict with our business model as it requires us to diagnose you before services are provided, however, we will provide you with a GFE upon your request. Please speak with your counselor or the practice owner (Karen Banks) if you would like more information.

​Practice-Wide Good Faith Estimate (not customized)

This Good Faith Estimate (GFE) is being provided, upon request, in compliance with the 2022 No Surprises Act.
 
You are entitled to receive this “Good Faith Estimate” of what the charges could be for psychotherapy services provided to you. While it is not possible for a psychotherapist to know, in advance, how many psychotherapy sessions may be necessary or appropriate for a given person, this form provides an estimate of the cost of services provided by our office. Your total cost of services will depend upon the number of psychotherapy sessions you attend, your individual circumstances, and the type and amount of services that are provided to you. This estimate is not a contract and does not obligate you to obtain any services from the provider(s) listed, nor does it include any services rendered to you that are not identified here.  Additionally, it does not include any outside services or referrals which are provided independently of our psychotherapy services.
This Good Faith Estimate is not intended to serve as a recommendation for treatment or a prediction that you may need to attend a specified number of psychotherapy visits. The number of visits that are appropriate in your case, and the estimated cost for those services, depends on your needs and what you agree to in consultation with your therapist.  You are entitled to disagree with any recommendations made to you concerning your treatment and you may discontinue treatment at any time.

The NON-SLIDING SCALE fee for a 50-minute psychotherapy visit (in-person or via telehealth) is $150.00 and $200.00 for an 80-minute session.  Most clients will attend one visit per week, but the frequency of visits that are appropriate in your case may be more or less than once per week, depending upon your needs. Based upon a fee of $150 per visit, if you attend one psychotherapy visit per week, your estimated charge would be $600 for four visits provided over the course of one month; $1200 for eight visits over two months; or $1800 for 12 visits over three months.  If you attend therapy for a longer period, are using our sliding scale, pay a different rate, or vary treatment frequency, your total estimated charges will adjust accordingly.